Refinance when the math works.
Tell us your balance and what you want a refinance to do. Jake runs it against your current loan and tells you plainly whether it's worth the closing costs.
About a minute. No credit check, no application.
How it works
Share the basics
Your home's value, what you owe and what you want to change.
See the break-even
Jake compares the new loan's costs with what you'd save, and how long it takes to come out ahead.
Decide, then apply
If it pencils out, apply through Ease Mortgage's secure portal.
One person, start to finish.
Jake Taylor is a licensed loan officer originating through Ease Mortgage. There's no call center: your request goes to a licensed loan officer, and the same loan officer sees your loan through to closing.
Common questions
Will you tell me if refinancing doesn't make sense?
Yes. If the costs outweigh the savings, or a HELOC fits better, that's the answer you'll get.
Does this check my credit?
No. Credit is only checked if you choose to apply, and you'll be asked first.
What's a break-even point?
It's how many months of savings it takes to cover the cost of refinancing. If you plan to move before then, refinancing usually doesn't pay off.
Find out if refinancing is worth it.
No credit check, no application, no obligation.